Services
Click here for a summary chart of The Journey Guide™.
For many working with a financial planner, advisor or broker, it’s difficult to know what services you will receive and why it costs what it costs. In order to try to make sense of this and put the client in control of the scope of the engagement, we have developed The Journey Guide™. The guide will help you better compare and contrast the dimensions of the relationship when you are interviewing other planners, which in turn helps you select the best planner for you! Another benefit to our clients is that you can experience the level of service before committing to an ongoing engagement. This is important because financial planning is an ongoing process. We are confident that in setting your expectations and putting you in control of the relationship, you will be more likely to reach to your goals.
Let us show you what your current risk-adjusted returns and fees are and how to eliminate the risk that you are not being compensated for. For many people, seeing what they are paying for their funds and advice is a tremendous eye opener. The Journey Guide™ service steps will ensure that you are informed and comfortable with each phase of the process.
To determine how you want to proceed; ask yourself the following questions….
- Do you desire peace of mind with a total comprehensive plan, implementation and regular review? Everything in The Journey Guide™ below is included. This is for individuals who want ongoing rebalancing and regular updates and recommendations.
- Do you need a start-to-finish implementation within a financial planning area? This would be one or more of the columns below. This can usually be a retained or project engagement.
- Do you want an integrated assessment of your current situation? This would be one or more of the rows below. This is generally either a project or hourly engagement.
- Do you simply want to compare a portfolio recommendation? You may wish to select any one or more of the boxes below. This is generally either a project or hourly engagement.
On our confidential questionnaire you will have the opportunity to select the boxes that represent your area of interest to determine your desired scope of engagement. We will then recommend the optimal arrangement for working together.
The Journey Guide™
To know what questions these services will answer for you, please visit the area of this website called what to expect within the “Your Journey” area. Samples of the services are available for review.
The Unique Journey Experience
Journey Financial Planners is very different from most financial planning and investment advisory firms.
Independent and objective
This means no revenue sharing with fund companies and no commissions on anything. We only make recommendations that serve your best interests.
Experience
Having lived through our clients’ experiences and therefore understanding their needs, wants and desires is what sets Journey apart. Peggy McGillin, Principal and Registered Investment Advisor, has started and sold a company, raised money, and developed and launched products. She is a board candidate for CFP, has worked for innovative boutique firms on both coasts, and has extensive business experience. After earning her B.S. in Finance and Insurance & International Business at Northeastern University, she went on to get an MBA at New York University’s Stern School of Business and a Certificate of Financial Planning from Boston University.
Completely customized investment approach.
Our approach is based on a disciplined method combined with the client’s goals and current portfolio. The most important decision is the allocation. If interested, you will learn about the merits of passive investing, the differences between index funds, enhanced indexes and Exchange Traded Funds and we will research and find the best active management if passive is not for you. If you are working to get higher expected risk-adjusted returns from your investments dollars, you have found the right planning firm.
Unique, transparent and competitive fee structure
Have it your way – retained or project, fixed or fee, even hourly—whatever makes sense for you now. This is a big departure from the lack of transparency offered at traditional financial services companies.
Our goal is to reduce unnecessary risk for clients so they can pour their hearts into their ventures and careers while knowing their financial life is being managed in the smartest way possible.
Explore
Call or email to explore our service offerings. It’s all about finding the right relationships. Complete and return our Confidential Questionnaire and benefit from a free one-hour consultation.
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